Himalayan Bank Limited is one of the largest private banks that are operating in Nepal. There are so many banks to choose from in the country. So if you don’t like the bank or its service then you can close the one you have. And open a new account with another bank. In this guide, I will tell you the exact steps that you need to follow to close Himalayan Bank account.
The process to close the bank account is very simple, but you should keep in mind a few things. The first one is you should make sure that there is no negative balance in your account. In case you have any then you should first clear the balance. Once the balance is cleared the bank will allow you to close the account. This is not the case with Himalayan Bank only. But this is the case with all the banks that are operating around the globe.
Before you close your existing account you should make sure that you have an alternative bank account. If you don’t have one then you should choose a good bank and open an account with them. But this time you should consider choosing the right bank. If you want help in choosing the right bank. Then you can read my list of 9 questions for your new bank. Ask these questions to the officials and you will be able to decide based on the answers you receive.
About Himalayan Bank
|Type||Private, Joint Venture with Habib Bank Limited|
|Founded||January 18, 1993|
Steps to Close Himalayan Bank Account
There is no online method that you can follow. The only available method is the offline one. All the instructions for the offline closure are given below. If you are a joint bank account holder then read this linked guide.
How to Contact the Bank?
You can contact the Himalayan Bank by calling customer care and also by messaging them on their official social media profile. The contact information mentioned below is taken from the official website of the bank.
While filling the form at the branch you should make sure that you fill in all the details like your name and account number carefully. And on the day you are closing the account you have to make your balance zero. Do not do it well in advance as the bank may charge you for the non-maintenance of sufficient balance. For information regarding the account closure charges, you contact the bank.