There is no doubt that the bank account is a really important thing these days for us. That is the place where we keep all our money and use it whenever we need it. But still, every bank account is different I am not talking about the type. I am talking about the service and the feel you get about the account. Even when there are so many banks working in Nepal. Every account feels different. In this guide of mine, I will tell you how you can close Machhapuchchhre Bank account.
There are can be so many reasons why someone might have decided to close the account. The reasons depend and keep changing from person to person. But what is similar is the rules and regulations you need to follow while closing the account. The first thing is to ensure you don’t have any dues or negative balance in your account. In case you have any then you will first have to clear those. And then the bank will allow you to start the process of closing the account.
Before closing down your Machhapuchchhre Bank account I recommend you to arrange an alternative bank account. Choose any bank and ask these questions to the bank. If you are satisfied with the answers you receive from the officials. Then you can open the account with them. Or you can select a different bank. But this time make sure you select the right bank for you with which you can maintain a long banking relationship. Because it is not a good practice to switch banks often.
About Machhapuchchhre Bank Limited
Steps to Close Machhapuchchhre Bank Account
There is no online method to close the account, so you will have to follow the offline method only. I have explained the offline method below in which the account holder has to visit the branch personally. And in the case of a joint bank account, all the account holders need to give their consent to the bank about the same.
- Locate the nearest branch of Machhapuchchhre Bank near you.
- Take your bank passbook, identity proof document, unused cheques, and debit cards with you.
- Visit the branch and go to the helpdesk of the branch.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask you the reason for the closure, account number, and your name.
- Provide the details to the officials and collect an account closure request form.
- Bring down your bank account balance to zero.
- Fill the form will all your details.
- Sign the form and submit it to the officials along with your debit cards and unused cheques.
How to Contact the Bank?
If you need further assistance then you can contact the bank using the below-mentioned contact information. The information is taken from the official website of the bank. You can also reach the bank on their official social media profile.
- Official Website: www.machbank.com
- Phone Number: +977-01-5970555
- Email: [email protected]
- Facebook: www.facebook.com/machhapuchchhrebank/
This is how you can close Machhapuchchhre Bank account easily. Also, keep in mind that the bank may or may not charge you for the closure. So I recommend you to contact the bank itself and get this thing confirmed before starting the process. It depends upon the type of account you hold with the bank and the time period of the closure.