The banking industry not only in Nepal but all over the world is a huge one. And to cater to the banking needs of the people there are many banks that are operating in every corner of the world. We need a bank account but sometimes we even decide to close the account and switch to another bank. In this guide, I will tell you the steps you need to follow to close Laxmi Bank account.
The first thing you should keep in mind is once the bank starts the process to close your account. You will not be able to use it. So before you close the existing one, it is recommended to have an alternative bank account ready for your use. There should be no pending dues or negative balance in your account. If you have any then you should take steps to clear those and then the bank will allow you to start the process.
Once the account is closed all the automatic payments you have set up in your account will start failing. So make sure you cancel all of those from your Laxmi Bank account. You can later set up the same from your new bank account. If you don’t have an alternative bank account. Then choose a good bank for you and open an account with that bank. If you want help in choosing the bank for you then read my list of 9 questions you should ask your new bank.
About Laxmi Bank
| Type | Public |
| Founded | 2002 |
| Headquarters | Hattisar, Kathmandu, Nepal |
| Area Served | Nepal |
| Number of Employees | 1,200+ |
| Official Website | www.laxmibank.com |
Steps to Close Laxmi Bank Account
The steps are very simple, but there is no online method to close the account. So I have explained the offline method below. The process which I have mentioned below works for almost every bank that is operating around the world. But if you want to close a joint bank account then the steps differ a little.
- Locate the nearest branch of Laxmi Bank near you.
- Collect your bank passbook, identity proof document, debit cards, and unused cheques.
- Visit the branch and go to the customer help desk.
- Tell the bank officials that you want to close your account.
- The officials will ask you the reason for the closure.
- Tell your reason to the officials and collect an account closure request form.
- Fill the form with all the required details like your name, bank account number, etc.
- Bring down your bank account balance to zero.
- Sign the form and submit it to the bank officials.
How to Contact the Bank?
If you want to interact with the officials of the bank, then you can use their official website, call them, and also message on their official social media profiles.
- Official Website: www.laxmibank.com
- Phone Number: 01-4444684
- Facebook: www.facebook.com/laxmibank/
- Instagram: www.instagram.com/laxmibankofficial/
Conclusion
This is how you can close the bank account you have with Laxmi Bank. Keep in mind that the bank may or may not charge you for the closure. So I recommend you to contact the bank and directly ask them about the closure charges.
- https://en.wikipedia.org/wiki/Laxmi_Bank
- https://www.laxmibank.com/contact-us/