There are very few banks that are running their operations in the Republic of Fiji. And the HFC Bank Fiji is one of them. If you have a bank account with this bank and now you have decided to close it down. Then you can use this guide to learn about the steps to Close HFC Bank Fiji Account.
The steps are very simple all you need to know is the exact procedure to do it. The most basic thing to start with is there should be no negative balance in your account. In case you have any dues or negative balance in your account. Then you first have to clear it and then the bank will allow you to start the procedure.
There is no way of closing down your account without clearing the dues and negative balance. The next thing is if you are planning to switch to another bank. Then you first should open the new account or make arrangements for your alternative bank account.
Before you start the process of closing the account. You have to bring down your bank account balance to Zero. Here you should note one thing and that is it is not recommended to make it zero well in advance. Make the balance zero only on the day you are closing the account.
Steps to Close HFC Bank Fiji Account
When you search on the internet there are no exact steps that are mentioned on any of the websites. I even referred to the official website of the bank where I did not find any to the point information. But don’t worry I will help you out with the steps to close the account that works in every country globally.
Due to the lack of information here we can not expect any online methods to close the account. But you can follow the offline methods to do it. Also, keep in mind that the bank may charge you to close the account. So to know about the exact amount of charges that can be applied to you, I recommend you to contact the bank.
How to Contact the Bank?
You can reach the bank by calling them and sending them a mail as well. I have mentioned the contact information below.
This is how you can close the account. If you hold a joint bank account then refer to this guide. And in case you want to change your bank and want help in choosing the bank. Then you can refer to these questions you can ask your new bank. Based on the answers you receive from them you can decide whether to open the account or no.