If you have decided to close your Altabank account. Then this guide will help you out with the process that you have to follow to do it.
Altabank is one of the very well-known banks in the United States of America. And it is a division of the Glacier Bank. But sometimes we have to close the account that we have with the best of the best bank.
Before you start with the closing process. You have to prepare your account to be closed. And there are 2 things you have to deal with.
The first thing is you have to check your account balance. You have to make sure that there are no negative balances or pending dues in the account.
And the second thing is you need to take care of your automatic payments and direct deposits. You have to set them up with your alternative bank account.
The second thing is a very important one. Because if you don’t do it. Then all your payments and the deposits will start failing once your account is closed by Altabank.
Steps to Close Altabank Account
If you want to close an individual account then you can follow this guide. But in case if you want to close a joint account. Then refer to this linked guide.
- Locate the nearest branch of Altabank near you.
- Take your identity proof document, passbook, cheques, and debit cards with you.
- Visit the branch, go to the helpdesk and speak with the bank officials.
- Tell the officials what you want to close your account.
- The officials will then ask for your name, account number, and the reason why you are closing the account.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, check all the details you have filled, sign it, and submit it to the officials.
Conclusion
Other than these 9 steps you also need to keep one thing in your mind. And that is if you are closing the account within 1 year of opening it. Then the bank may ask you to pay the account closing charges.