Closing down the bank account is really easy. There are only a few things you should take care of and the bank will process your request. But what are those? In this guide of mine, I will tell you about them. And also will explain to you the steps that you need to follow to close WSFS Bank account.
The first thing to start with is the negative balance and dues pending. If you have any then the bank will not allow you to close the account until you clear those. So make sure you take necessary actions and get all the dues cleared. I recommend you do this beforehand you approach the bank.
The next thing is once the account is closed all your automatic payments and the direct deposits will start failing. So to make sure everything is running smoothly. You should cancel everything from your WSFS Bank account. And set up the things from your alternative bank account.
If you already have an account with another bank then that is good to start the process. But in case if you don’t have then choose a good bank from you and get the account opened. There are so many banks in the United States of America for you to choose from.
If you need help in choosing your next bank. Then you can refer to the list of questions that you should ask the bank before opening the account. When you ask these questions to the bank, you will be able to easily decide based on the answers you receive. If you should go with the bank or not.
Steps to Close WSFS Bank Account
There is no online method to close your bank account. The only method available is the offline method in which you need to visit the branch of the bank. If you are an individual account holder then follow the steps explained in this guide. But in case if you hold a joint bank account then refer to this.
- Locate the nearest branch of WSFS Bank near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and find the helpdesk of the branch.
- Get to the helpdesk and tell the bank officials at the desk that you want to close your bank account.
- The officials will ask for your name, account number, and the reason for the closure.
- Provide them the details and show your identity proof document to verify your account ownership.
- Check your bank account balance and bring it down to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
How to Contact the Bank?
If you want to contact the bank. Then you use the contact information provided below. You can use the official website, call customer care. And you can also message the bank on its official social media profiles.
- Official Website: www.wsfsbank.com
- Phone Number: 302-792-6000
- Facebook: www.facebook.com/WSFSBank
Conclusion
The banks usually don’t take the closing request from the friends and family of the account holders. Unless it is a special case. So if you are able to reach the bank then I recommend you to go to the branch by yourself and not send anyone else. And keep in mind that you are closing the account too early. Then the bank will ask you to pay the account closing charges.
- https://www.wsfsbank.com/help-guidance/customer-service