These days we all have more than one bank account. But it is not a good practice to have an account that we don’t use or don’t need anymore. If there is any such account with us then we should consider closing it. In this guide, I will tell you how you can close Woori America Bank account.
Before you can approach the bank and request it to close your account. There are a few things that you need to take care of. The first thing is you will have to make sure that there is no negative balance or pending dues in your account. If you have any then you should clear those.
The next thing is about the payments that are active on your account. I am talking about both automatic payments and direct deposits. Once your account is closed all these payments will start failing. So to make sure everything is running smooth. You should move all your payments to your alternative bank account.
I don’t recommend trying to close the account online. Instead of that follow the offline method that is explained below. This offline method not only works for the customers of Woori America Bank. But also for the customers of other banks in the United States of America as well.
Steps to Close Woori America Bank Account
In case if you hold an individual account with the bank. Then you can follow the steps that are mentioned below. But in case if you hold a joint bank account. Then follow this linked guide. Because the steps to close a joint account are a little different than that of the individual account.
- Locate the nearest branch of Woori America Bank near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name, account number, and the reason for the closure.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
How to Contact the Bank?
If you need more information, then you can contact the bank for that. You can reach the bank’s support team by calling customer service and using the official website of the bank.
- Official Website: www.wooriamericabank.com
- Phone Number: 1-888-699-6674
This is how easy it is to close your account. In case if you don’t have an alternative account with you. Then I recommend you open one before you close the existing account. And you should also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.