How to Close Vista Bank Account?

Closing a bank account is very easy. There are just a few things to take care of and complete the formalities. But people find this difficult because they don’t know the exact steps to be followed. In this guide, I will tell you how you can close Vista Bank account.

First of all, you have to make sure that there is no negative balance in the account. If you have any negative balance or pending dues. Then clear those first. Because the bank will not allow you to close the account until you clear all the pending dues you have.

The next thing is you have to take care of your automatic payments and direct deposits. You need to cancel all your payments and set them up with your alternative bank account. If you don’t do this then all your payments will start failing once the account is closed.

I don’t recommend you close your bank account online. Instead of that follow the offline method. I am telling you because the rejection rate is a bit high in online account closure. Even if your account has any complications then you can get them cleared by visiting the bank. And at the same time close it.

Steps to Close Vista Bank Account

Steps to Close Vista Bank Account

In case you hold an individual account with the bank then you can follow this guide. But in the case of a joint bank account. Follow this linked guide.

Steps to Close Vista Bank Account:
  1. Locate the nearest branch of Vista Bank near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials and tell them that you want to close your account.
  5. The officials will ask you about your name, bank account number, and reason for the closure.
  6. Provide them the details and show them your identity proof document.
  7. Bring down your account balance to zero.
  8. Collect an account closure request form.
  9. Fill the form, sign it, and submit it to the bank officials.

How to Contact the Bank?

For more information about closing your account, you can contact the bank directly. You can do it by calling customer service, using the official website. And also by messaging the team of the bank on its official social media profiles.

Contact Details of Vista Bank:

Conclusion

This is all you need to get your Vista Bank account closed. Make sure that you don’t share any of your sensitive account information with anyone. And also keep in mind that if you are closing your account too early after opening it. Then the bank may ask you to pay the account closing charges.

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