How to Close United Community Bank Account?

Bank accounts are one of the most basic things that we all have with us. Some have a single account whereas most of us have multiple accounts with multiple banks. If you ever feel like you don’t need a particular account anymore. Then you have the freedom to close it down. In this guide, I will tell you how you can close United Community Bank Account.

The first thing I recommend to you is to have an alternative bank account. If you already have an account with another bank. Then there is no need to open a new one. But if you don’t have then choose a good bank for you and get a new account opened. There are so many banks that are operating in the United States. In case you need help in choosing your next bank. Then refer to these questions you should ask the bank before opening the account.

The next thing is the bank will not allow you to close the account if you have any dues pending or a negative balance. So if you have anything pending then you will first have to clear all of those. And then you are free to approach the bank to start the closing process. Only the person who holds the account has the right to request the bank to close it. And not any of his friends or family. (until if its a special case)

Steps to Close United Community Bank Account

Steps to Close United Community Bank Account

You can not close down your bank account online. The only way for you to do it is by following the offline method. The steps mentioned below are for the people who hold an individual account with the bank. In case if you hold a joint bank account then you can refer to this linked guide.

Steps to Close United Community Bank Account:
  1. Locate the nearest branch of United Community Bank near you.
  2. Collect your bank passbook, unused cheques, debit cards, and an identity proof document with you.
  3. Cancel all your automatic payments and change your direct deposits to your alternative bank account.
  4. Visit the branch of the bank and go to the helpdesk.
  5. Speak with the bank officials and tell them that you want to close your account.
  6. The officials will ask you to share your name, account number, and the reason for the closure.
  7. Share the requested details with the bank officials.
  8. Check your bank account balance and bring it down to zero.
  9. Collect, fill, sign and submit the account closure request form to the bank officials.

How to Contact the Bank?

If you need more information then you can contact the bank directly. You can reach the bank by calling on the customer support number, using the official website. And also by messaging the support team on the bank on its official social media profile.

Contact Details of United Community Bank:


This is how you can get your United Community Bank account closed. The steps are very easy and it will be one last visit to the branch or location of the bank. Also, keep in mind that the bank may charge you account closing fees if you are closing the account too early. However, this depends upon the type of account you hold with the bank. So I recommend you to reach the bank officials and ask them if there are any closing fees that you have to pay.

References Used:
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