There are so many banks in the United States, and there are so many people opening a new account every day. At the same time, there are people closing the account too. In this guide, I will tell you how you can close United Bank Account.
The steps that you have to follow are very simple but you can not close your account online. I recommend you follow the offline method that has been explained below.
Before we get into the steps that are to be followed. You have to make sure that there is no negative balance in your account. If you have any then clear those before approaching the bank.
The next thing is you have to cancel all your automatic payments and direct deposits that you receive to your Union Bank account. This is a very important step.
Because once the bank closes your account all your payments will start failing. It is completely your responsibility to take care of these. And not that of the bank.
You can set up all your payments from your alternative bank account. If you already have an account with you then that is great.
But in case if you don’t have then choose a good bank for you. And get a new account opened for yourself. If you need help in choosing your new bank. Then refer to this list of questions you should ask the bank.
Steps to Close Union Bank Account
If you are an individual account holder then you can follow the steps mentioned in this guide. But in case if you hold a joint bank account then follow this linked guide.
How to Contact the Bank?
You can contact the bank by calling customer service, using the official website. And also by messaging the support team on the official social media profiles of the bank.
This is how you can close your Union Bank account. You are required to show your identity proof document to prove your account ownership. And if you are closing the account too early then keep in mind that the bank may ask you to pay the account closing charges.