How to Close Union Bank & Trust Account?

If you have an account with the Union Bank & Trust and want to close it now. Then you can do that. But there are a few terms and conditions of the bank that you have to follow. In this guide of mine, I will tell you how you can close Union Bank & Trust account.

The first thing you have to make sure of is there should be no negative balance in your account. If you have any then you will have to clear all of those before you approach the bank. This is important because the banks don’t allow the customers to close the account without clearing the dues.

The other thing is you have to cancel all your automatic payments from the account. And the direct deposits that you receive in your Union Bank & Trust account. Because once your account is closed all the payments will start failing. And it completely your responsibility to handle these things and not of the banks.

I recommend you make sure you have an alternative bank account before you close your existing account. If you already have another account with you then that is fine. But in case if you don’t have then choose a good bank for you and get the account opened.

Once your account is fully operational you can move all your automatic payments and the direct deposits to it. There are too many banks in the United States. Choose any bank and get the account opened. If you need help in choosing the bank then read this list of questions you should ask the bank before opening the account.

Steps to Close Union Bank & Trust Account

Steps to Close Union Bank & Trust Account

You can not close your bank account online. You will have to follow the offline method that is explained below. If you hold a joint account then follow this linked guide.

Steps to Close Union Bank & Trust Account:
  1. Locate the nearest branch of Union Bank & Trust near you.
  2. Collect your bank passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank.
  4. Go to the helpdesk and speak with the bank officials.
  5. Tell the officials that you want to close your account.
  6. The officials will ask for your name, bank account number, and the reason for the closure.
  7. Provide the requested information and bring down your bank account balance to zero.
  8. Collect an account closure request form.
  9. Fill the form with all the required details and submit it to the bank officials.

How to Contact the Bank?

If you want to contact the bank then you can do that using the bank’s official website, official social media profiles, and also by calling customer care support over the phone.

Contact Details of Union Bank & Trust:

Conclusion

This is how simple it is to close the bank account that you have with Union Bank & Trust. If in case you are closing your bank account too early after opening it. Then the bank may ask you to pay the account closing charges. For more accurate information about it, I recommend you to contact the bank directly.

References Used:
  • https://www.ubt.com/contact
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