UMB Bank is one of the many banks that are operating in the United States. If you have an account with this bank and now decided to close it down. Then this guide is for you. In this guide, I have explained the steps that you need to follow to close UMB Bank account.
The steps explained in this guide are for the people who hold an individual account with the bank. In case if you hold a joint bank account. Then you can refer to this linked guide. Before you close your existing account you should make sure you have an alternative bank account.
If you already have an account with another bank then there is no need to open a new one. But in case if you don’t have one then you should choose a good bank for you and get an account opened. If you need help in choosing your next bank. Then refer to these questions you should ask the bank before opening the account.
Ok, so start with the process of closing the account you should first make sure that there is no negative balance in the account. If you have any dues pending then you should first clear all of those. Because UMB Bank will not allow you to close the account with due pending.
Steps to Close UMB Bank Account
How to Contact the Bank?
Follow these 9 steps and you will be able to close the account easily. Before you close the account you should cancel all your automatic payments and direct deposits to the account. Set them up in your alternative bank account. Because once the account is closed all these payments will start failing. You should also note that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.