How to Close UMB Bank Account?

UMB Bank is one of the many banks that are operating in the United States. If you have an account with this bank and now decided to close it down. Then this guide is for you. In this guide, I have explained the steps that you need to follow to close UMB Bank account.

The steps explained in this guide are for the people who hold an individual account with the bank. In case if you hold a joint bank account. Then you can refer to this linked guide. Before you close your existing account you should make sure you have an alternative bank account.

If you already have an account with another bank then there is no need to open a new one. But in case if you don’t have one then you should choose a good bank for you and get an account opened. If you need help in choosing your next bank. Then refer to these questions you should ask the bank before opening the account.

Ok, so start with the process of closing the account you should first make sure that there is no negative balance in the account. If you have any dues pending then you should first clear all of those. Because UMB Bank will not allow you to close the account with due pending.

Steps to Close UMB Bank Account

Close UMB Bank Account

There is no process to close the account online. So you will have to follow the offline method only.

Steps to Close UMB Bank Account:
  1. Locate the nearest branch of UMB Bank near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials at the helpdesk and tell them that you want to close your bank account.
  5. The officials will ask for your name, account number, and the reason for the closure.
  6. Provide the requested information and verify your account ownership by showing the identity proof document.
  7. Check your bank account balance and bring it down to zero.
  8. Collect an account closure request form.
  9. Fill the form, sign it, and submit it to the bank officials.

How to Contact the Bank?

If you need more information then I recommend you to contact the bank. You can reach the bank using the official website and by calling customer care.

Contact Details of UMB Bank:
  • Official Website:
  • Phone Number: 800.860.4862


Follow these 9 steps and you will be able to close the account easily. Before you close the account you should cancel all your automatic payments and direct deposits to the account. Set them up in your alternative bank account. Because once the account is closed all these payments will start failing. You should also note that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.

References Used:
Want to Close any Other Bank's Account?
Other Banks in the United States of America:
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