Usually, people feel that opening an account is easy but closing it down is a tough job. But this is not the case at all. You can close the account as easily as you opened it. But the matter is just that you should know the exact steps. In this guide, of mine, I will tell you how you can close Truist Bank account.
The first thing you should do is check your bank account balance for any negative balance or dues. If you have anything pending then you should first clear all of those. Because the bank will not allow you to close the account until you clear all the dues. (if you have any)
The next thing is you should have an alternative bank account with you before closing the existing account. If you already have an account with you then that is fine. But in case if you don’t have. Then choose a good bank for you and get an account opened.
There are so many banks in the United States. Choose the bank you feel is good for you and get the account opened. If you need help in choosing the bank. Then you can refer to this list of questions you should ask the bank before opening the account with it.
Steps to Close Truist Bank Account
There is no online method to close the account, you will have to follow the offline method only. If you an individual account holder then follow this guide. And if you are a joint bank account holder then follow this linked guide.
- Locate the nearest branch of Truist Bank near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk of the branch.
- Speak with the bank officials and tell them that you want to close your bank account.
- The officials will ask you to provide your name, account number, and the reason for the closure.
- Provide the required information and show your identity proof document to the officials.
- Check your bank account balance and make it zero.
- Collect an account closure request form.
- Fill the form with all the required information, sign it, and submit it to the bank officials.
Conclusion
Other than these there is nothing much involved in closing down your Truist Bank account. But keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges. And before you close your account make sure you have canceled all your automatic payments and direct deposits to the account. Because once the account is closed all the transactions will start failing.