Being the customer of the bank you have all the rights to close your account when you wish to. But there is a proper process that you have to follow.
Before you approach the bank and request it to close your account. There are a few things you need to take care of regarding your account.
The first thing is you have to make sure that your account does not have any negative balance of pending dues in the account. If you have any then you will have to clear those.
The second thing is you have to move out all your automatic payments and direct deposits to your alternative bank account. This will help you make sure that all your payments are running without any problems.
This is very important because once the bank closes your account. All your payments will start failing for an obvious reason and that is your account no more exists.
Steps to Close Troy Bank and Trust Account
If you hold an individual account with the bank then you can follow the steps mentioned below. But in case if you hold a joint account then follow this linked guide.
This is the process that you have to follow to close your account. Before you close your existing account. I recommend you make sure that you have an alternative account with you. For further help, you can contact the bank directly.