Being a customer of the bank you have the right to close your bank account. The bank can not stop you from doing it. But there is a proper process that you have to follow. In this guide, I will tell you how you can close Texas Gulf Bank account.
First of all, if you don’t have an alternative bank account with you. Then I recommend you open one with another bank before you close your existing account. There are so many banks in the United States of America to choose from.
Before you approach the bank you have to make sure that there is no negative balance or pending dues. This is very important because the bank will not allow you to close the account until you clear all the pending dues. If you need help doing this then you can contact the bank.
The next thing is you have to cancel all your automatic payments and direct deposits. This has to be done because if not done the payments will start failing once your account is closed. You can set up these with your alternative bank account. This will help you to keep all the payments running without any issues.
Steps to Close Texas Gulf Bank Account
I do not recommend you to close the account online, instead of that follow the offline method which I have explained below. This method has more success rate than the online one. You can follow the steps mentioned below if you hold an individual account. In case of a joint account, follow this linked guide.
How to Contact the Bank?
You can contact the bank by calling your branch or customer service and by using the contact form on the official website of the bank.
This is how you can close your bank account. You also should keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.