How to Close Texas Citizens Bank Account?

Closing a bank account is an easy task. But people face difficulties because they don’t know the exact process to be followed. In this guide, I will tell you how you can close Texas Citizens Bank account.

First of all, I do not recommend you close the account online. This is because of the low success rate. Instead of that, you can follow the offline method explained in this guide.

This method not only works with Texas Citizens Bank. But works with all the banks in the United States of America. Also, the success rate is very high.

Before you approach the bank and request it to close your account. There are two things that should be taken care of by you.

The first thing is there should be no pending dues or negative balance in the account. If you have any then you will have to clear all the dues that are pending.

The next thing is you need to take care of all your automatic payments and direct deposits. This is important because all the payments will start failing once your account is closed.

You can set up your payments with your alternative bank account. This will help you to make sure all your payments are running without any issues.

Steps to Close Texas Citizens Bank Account

Follow the steps mentioned below if you hold an individual account with the bank. But in case if you hold a joint bank account. Then follow this linked guide.

How to Contact the Bank?

If you want to contact the bank to get more information. Then you can call the customer service, using the official website. And also by messaging the support team on the official social media profiles of the bank.

Conclusion

This is how you can close your bank account. For further assistance, you can call the customer service of the bank. And in case if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.