There are so many banks, so many people, and so many reasons why someone might close an account. This cycle of opening and closing the account goes on in the banking industry. In this guide, I will tell you how you can close Susser Bank account.
The process of closing the account is very simple and you will be able to do it in just one visit. But usually, people find this thing difficult. And that is because they don’t know the exact process that has to be followed. So we will discuss the process itself.
Before you approach the bank and request it to close your account. You have to prepare your account to be closed. And in this process, there are two things that you have to take care of. Let me first explain to you those two things. And then we will discuss the process.
The first thing is you have to make sure that there is no pending dues or negative balance in your account. If you have any then you will have to clear those. Because the bank will not allow you to close an account with pending dues in it.
The second thing is you have to cancel and move all your automatic payments and direct deposits out of your bank account. This is a very important step and if you don’t do this. Then your payments will start failing once your account is closed by the bank.
So to make sure that everything is working fine. You can set up the payments and deposits with your alternative account. If you already have an alternative account, then that is fine. But in case if you don’t have one. Then I recommend you get a new account before you close your existing account.
Steps to Close Susser Bank Account
If you have an individual account with the bank then you can follow the below explained steps. But in case if you hold a joint account, then you should follow this linked guide.
- Locate the nearest branch of Susser Bank near you.
- Take your passbook, cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name and account number.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
This is the process that you have to follow to close your account offline. But if you want to do it online. Then I recommend you to contact the bank for the exact process. Also, keep in mind if you are closing the account within 1 year of opening it. Then the bank might ask you to pay the account closing charges.