How to Close Stearns Bank Account?

Closing down a bank account is an easy task provided there are no issues with your account. In this guide, I will tell you how you can close Stearns Bank account.

But usually don’t recommend my readers to close the account online because of the high rate of rejections. Instead of that, you can follow the offline method that is explained below.

Before you approach the bank and request it to close the account. You will have to make sure that there is no negative balance in the account.

If you have any then you will have to clear those. The other thing is you will have to move all your automatic payments and direct deposits to your alternative bank account.

This will help you to make sure that all your payments are running without any issues. You have to take care of this thing as the bank will not move the payments and set up them for you.

Steps to Close Stearns Bank Account

Close Stearns Bank Account

Follow the instructions given below if you want to close an individual account. And in case if you want to close a joint account then follow the linked guide.

Steps to Close Stearns Bank Account:
  1. Locate the nearest branch of Stearns Bank near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials and tell them that you want to close your account.
  5. The officials will ask for your name, account number, and the reason for the closure.
  6. Provide them the details and show them your identity proof document.
  7. Bring down your account balance to zero.
  8. Collect an account closure request form.
  9. Fill the form, sign it, and submit it to the bank officials.


One more thing you should keep in mind is if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges. For more information about the fees and charges, you can contact the bank.

Legal Information

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