There are a lot of reasons why you might have decided to close your account. No matter what is your reason. I will guide you through the steps you need to follow to close State Bank of Texas Account.
The process is very simple. But before we jump to the process I would like to tell you two things that you should take care of before approaching the bank.
The first one is there should be no negative balance or pending dues in your account. If you have any then take proper steps to clear those.
And the second thing is you have to move all your automatic payments and direct deposits to your alternative bank account. This is very important because all the payments will start failing once your account is closed.
One more thing is I don’t recommend my readers to close the account online. That is because of the high rejection rate of the closure request.
So I recommend them to follow the offline method by giving one last visit to the branch. Even if there are any issues with the bank account you can get them sorted at the branch but not online.
Steps to Close State Bank of Texas Account
If you hold an individual account with the bank, then follow this guide. But in case you hold a joint account, follow this linked guide.
- Locate the nearest branch of State Bank of Texas near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials tell them that you want to close your account.
- The officials will ask for your name and account number.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
How to Contact the Bank?
You can contact the bank by calling the customer service, and by using the official website of the bank.
- Official Website: statebnk.com
- Phone Number: 972.252.6000
Conclusion
If you have any more doubts in your mind then you can contact the customer service of the bank. Also, keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to the account closing charges.