If you have a bank account that you don’t need anymore. Then you can close it. But there is a proper way that you have to follow. In this guide, I will tell you how you can close Spring Bank account.
Before you approach the bank and request it to close your account. There are two things that you should take care of. So let us discuss those two things first.
The first thing is you have to make sure that there is no negative balance or pending dues in your account. In case if you have any then you should clear those.
And the second thing is you have to move all your automatic payments and direct deposits to your alternative bank account.
This is important because once your account with the Spring Bank is closed. All your payments will start failing. And it is completely your responsibility to migrate your payments and not that of the bank.
I don’t recommend closing the account online, that is because of the low success rate. So I recommend you to follow the offline method that is explained below.
Steps to Close Spring Bank Account
If you hold an individual account with the bank, you can follow the steps explained below. But in case if you hold a joint account. Then refer to this linked guide.
How to Contact the Bank?
If you want to contact the bank you can call the customer service, use the official website of the bank. And also message the support team on the official social media profiles of the bank.
Other than the steps mentioned above. You should also know that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.