There are so many reasons why people decide to close a bank account. Some of the people close the account because they don’t like the services. Whereas some people close the account because they don’t want to continue using it or rarely use it. No matter what your reason for the closure is. You can follow the steps mentioned in this guide to close Southside Bank account.
The first thing to start with is to check your bank account balance for any negative balance or pending dues. If you have any then you will have to clear all of those before you approach the bank. Because if there are any dues then the bank will not let you close your account. If you don’t know how you can clear the dues pending in your account. Then I recommend you to contact the bank.
Before you close down the account you have with Southside Bank. I recommend you make arrangements for your alternative bank account. If you already have an account with another bank. Then there is no need to open a new account. But in case you don’t have one, then choose a good bank for you and get the account opened. There are so many banks that are operating in the United States.
I know it gets hard to choose the best bank for you. And that is the reason why I have listed out a few questions you should ask your new bank before opening the account. Just choose the bank you feel is right for you. And then speak with the officials of the bank. Ask them these questions and based on the answers you receive from them. You will be easily able to decide if you should open an account with them or no.
Steps to Close Southside Bank Account
There is no online method to close the account. So you will have to follow the offline method to do it. The steps mentioned in the guide are for the people who hold an individual account. If in case you have a joint account with the bank then refer to this linked guide. Almost all the steps are the same just a few extra steps that have to be followed by the joint account holders.
- Locate the nearest branch of Southside Bank near you.
- Collect your unused cheques, debit cards, identity proof document, and passbook. (if you have)
- Cancel all your automatic payments and change your direct deposits to your alternative bank account.
- Visit the branch of the bank.
- Go to the helpdesk and speak with the bank officials handling the desk.
- Tell the officials that you want to close your bank account.
- The officials will ask you for your name and your bank account number.
- Provide the requested information and make your bank account balance zero.
- Collect, fill, sign, and submit the account closure request form to the bank officials.
How to Contact the Bank?
If you want more information about the closure process. Then you can get it by contacting the bank directly. You can reach the support team of the bank by calling the customer support phone number, using the official website. And also by messaging the support team on the official social media profiles of the bank.
- Official Website: www.southside.com
- Phone Number: 877.639.3511
- Facebook: www.facebook.com/southsidebank
ConclusionÂ
This is all you should know to close down your Southside Bank account. There are no complicated steps at all. But please note that you should not share any kind of sensitive account information with anyone. And the bank officials will never contact you asking for sensitive details. Also, keep in mind that if you are closing the account too early. Then the bank may charge you for the account closure.
- https://www.southside.com/contact-us/