If you don’t want a bank account then you can close it. Being the customer of the bank you are allowed to do it. But then there is a proper process to do it. In this guide, I will tell you how you can close ServisFirst Bank account.
There are two basic things which you need to take care of. And this has to be done before you approach the bank and ask it to close your account.
The first thing is you have to make sure that there is no negative balance in your account. If you have any then you will have to clear those. (this includes pending dues)
And the second thing is you will have to take care of all your payments that are running on the bank account. This is important because once the account is closed all your payments will start failing.
So to avoid this you will have to move all your automatic payments and direct deposits to your alternative bank account. Keep in mind that this is completely your responsibility and not that of the bank.
This method works not only for the customers of ServisFirst Bank. But this also works for the other banks that are operating in the United States as well.
Steps to Close ServisFirst Bank Account
If you hold an individual account with the bank then you can follow this guide. But in case if you hold a joint account, then you can follow this linked guide.
How to Contact the Bank?
While going to the bank make sure you carry any one of your identity proof documents with you. And also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.