How to Close PNC Bank Account?

People usually feel that closing down the bank account is a tough job. But in reality, it is not at all a tough job. There are only a few things that should be taken care of and you are good to go. This guide will help you out with the steps that you need to follow to close PNC Bank account.

So to start with the first thing which should be taken care of by you is the dues pending and negative balance. In case you have any kind of dues pending in the account. Then you first have to clear all of those and then get started with the closing procedure.

This is because banks not only PNC Bank but all the banks working globally don’t let the customers close the account without clearing the dues. So check the amount of balance you have in your account. And if you find any negative balance or dues then take proper steps to clear those.

Before you close down your existing bank account. You have to make sure that you have an alternative account with you. I am talking about another bank account that you might have with any other bank operating in the United States of America.

The alternative bank account is very important because once you request the PNC Bank to close your account. You can not use the same account for making any kind of transaction. So to make sure that you don’t lose access to the banking system you should have an alternative account with you.

If you already have an account with any bank then that is good. If you don’t have one then choose a good bank for you. And the account opened before you start the process of closing down. If you want help in choosing your new bank. Then read my list of 9 questions you should ask your new bank before opening the account.

About PNC Bank

Logo of PNC Bank

TypePublic
Founded1845
HeadquartersTower at PNC Plaza, Pittsburgh, Pennsylvania, U.S.
Number of Locations2,200+
Number of Employees51,000+
Official Websitewww.pnc.com

Steps to Close PNC Bank Account

In this guide, I will not be explaining to you any online method to close the account. The method which is explained below is an offline method. The reason why I did so is the success rate of closing the account to online and on-call is very less.

Steps to Close PNC Bank Account:
  1. Locate the nearest branch of PNC Bank near you.
  2. Collect any of your identity proof documents with you.
  3. Take your passbook, unused cheques, and debit cards.
  4. Visit the branch of the bank and go to the helpdesk.
  5. Speak with the bank officials and tell them that you want to close your account.
  6. The officials will ask you for your name, account number, and the reason for the closure.
  7. Provide the asked details to the officials.
  8. Check your account balance and make it zero.
  9. Collect, fill, sign, and submit the account closure request form to the bank officials.

How to Contact the Bank?

If you want to contact the bank. Then you can use the official website of the bank, call customer care. And also message the support team of the bank on its official social media profile.

Contact Details of PNC Bank:

Conclusion

This is how simple it is to get the account closed. This guide is written to help out the people who hold an individual account with the bank. You should stop all your automatic payments and direct deposits to the account before you close it. In case you hold a joint bank account then refer to this linked guide for more information. Please make sure that you don’t share any of your sensitive account details with anyone.

References Used:
  • https://en.wikipedia.org/wiki/PNC_Financial_Services
  • https://www.pnc.com/en/about-pnc.html
  • https://www.pnc.com/en/customer-service.html#contact

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