If you have decided to close your account then it is easy than you think. I will guide you through the steps that you need to follow to close Pegasus Bank account.
Before you approach the bank, there are a few things you need to take care of. I will explain those to you one by one. And then I will tell you the steps.
The first thing is you should not have any negative balance or pending dues in your account. If you have any then take steps to pay off those.
The next thing is you have to move all your automatic payments and direct deposits to your alternative bank account. This is important because once your account is closed. All the payments will start failing.
So to make sure no payments fail you should move these before you close your Pegasus Bank account. In case you don’t have an alternative account with you.
Then I recommend you get one opened before you close your existing bank account. You can choose any bank for your next account. There are a lot of banks operating in the USA. If you need help choosing then read this list.
Steps to Close Pegasus Bank Account
There is no online method to get your account closed. So you will have to follow the offline method explained below. If you hold an individual account follow this guide. And in case of a joint bank account refer to this linked guide.
- Locate the nearest branch of Pegasus Bank near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask you for your name, account number, and the reason for the closure.
- Provide the details and show them your identity proof document.
- Make your account balance zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
How to Contact the Bank?
If you want more information about closing your account. Then you can contact the bank by calling the customer service, using the official website. And also by messaging the support team on the official social media profiles of the bank.
- Official Website: www.pegasusbankdallas.com/home/home
- Phone Number: 214.353.3000
- Facebook: www.facebook.com/Pegasusbank
Conclusion
This is how simple it is to close your account. But you also have to keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.