If we sit counting the reasons why people might decide to close the bank account. Then we will find plenty of reasons. Let us not count them in this guide. But still, if you want to know the reasons then read this article. In this guide, I will tell you how you can close Parkway Bank account.
The first thing I would like to tell you is you can not close your bank account online. I recommend you follow the offline method that has been explained below. But before you can approach the bank to close the account. There are a few things you should take care of.
Let us begin with the balance you have in your bank account. There should be no negative balance in your account. In case if you have any, then the bank will not allow you to close the account until you clear the dues. So check your balance and clear the dues if you have any.
The next very important thing is you should cancel all your automatic payments and direct deposits to your Parkway Bank account. Because once the account is closed all the payments will start failing. The best thing you can do is set up the payments with your alternative bank account.
If you already have an account with another bank then you are good to go. But in case if you don’t have an alternative account with you. Then I recommend you get a new account opened before you close down the existing bank account.
There are simply many banks in the United States of America. Just select any bank of your choice and get the account opened. In case if you need help in choosing your next bank. Then you can refer to my list of questions that you should ask the bank before opening the account.
Steps to Close Parkway Bank Account
If you have an individual account with the bank, then you can follow the steps mentioned below. But in case if you hold a joint bank account. Then refer to this linked guide.
How to Contact the Bank?
These are the steps that you should follow to close your Parkway Bank account. Make sure you carry your original copy of the identity proof document with you while going to the bank. And if you are closing the account too early after opening it. Then the bank may ask you to pay account closing charges. You are strongly advised not to share any of your sensitive account information with anyone.