How to Close MidSouth Bank Account?

How to Close MidSouth Bank Account?

To close your MidSouth Bank account, call customer service at 1-888-440-7774 or visit a local branch.

If you think you will no more need a particular bank account. Then the best thing you can do is to close the account. In this guide, I will tell you how you can close MidSouth Bank account.

I hardly recommend anyone to close the account online because of the high rate of rejection by the banks. Instead, that you can follow the offline method that is explained below.

Before you approach the bank and request it to close the account. You have to take care of two things regarding your account.

The first thing is you have to check your account balance and make sure that there is no negative balance in your account. If you have any then you will have to clear those.

The second thing is you have to move all your automatic payments and direct deposits out of your MidSouth Bank account.

This is very important because if you don’t do it all your payments will start failing. So to avoid this you can set up your payments to your alternative bank account.

Steps to Close MidSouth Bank Account

Close MidSouth Bank Account

If you hold an individual account with the bank then you can follow the steps mentioned here. But in case if you hold a joint account. Then follow this linked guide.

Steps to Close MidSouth Bank Account:
  1. Locate the nearest branch of MidSouth Bank near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials and tell them that you have decided to close your account.
  5. The officials will ask for your name, account number, and the reason for the closure.
  6. Provide them the details and show them your identity proof document.
  7. Bring down your account balance to zero.
  8. Collect an account closure request form.
  9. Fill the form, check it, sign it, and submit it to the bank officials.

How to Contact the Bank?

If you wish to contact the bank then you can do that by calling customer service. And also with the help of the official website of the bank.

Contact Details of MidSouth Bank:

Conclusion

Follow these 9 steps and you will be able to close your account. But at the same time, you also have to keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.

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