How to Close Mechanics Bank Account?

There are so many banks that are operating in the United States. And Mechanics Bank is one of the full-service community banks. When there is competition in any industry the ultimate winner is the customer. And this is the case in the banking sector of the United States. If you don’t like the service of the bank or you simply want to switch to another bank. Then you can do it with ease. In this guide, I will tell you how you can close Mechanics Bank account.

Before you reach out to the bank and tell them you want to close the account. There are a few things you should take care of. The first thing is there should be no dues pending or negative balance in your bank account. If in case you have anything pending. Then you will first have to clear all of those and then start the process. And before closing the existing one make sure you have an alternative bank account with you to use. If you don’t have one then choose a good bank for you and get a new one opened with another bank.

About Mechanics Bank

Logo of Mechanics Bank

Type Private
Founded 1905
Headquarters Walnut Creek, California
Number of Locations 131
Official Website

Steps to Close Mechanics Bank Account

Steps to Close Mechanics Bank Account

There is no online method that can be followed by the customers of the bank to close their accounts. So I have explained an offline method. This can be followed by those customers who hold an individual account with the bank. In case you hold a joint bank account. Then refer to this linked guide.

Steps to Close Mechanics Bank Account:
  1. Locate the nearest branch of Mechanics Bank near you.
  2. Take your bank passbook, debit cards, unused cheques, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials at the helpdesk.
  5. Tell the officials that you want to close your bank account.
  6. The officials will ask you for your name, account number, and the reason for the closure.
  7. Provide your name, account number, and the reason to the officials.
  8. Bring down your bank account balance to zero.
  9. Collect an account closure request form, fill it, sign it, and submit it to the bank officials.

How to Contact the Bank?

If you want to contact the bank for more information. Then you can do it by calling the bank or messaging the bank on its official social media profile. I have provided the contact information below that I found on the official website of the bank.

Contact Details of Mechanics Bank:


This is how you can get your Mechanics Bank account closed. For information regarding the account closing charges contact the bank itself. Because sometimes the bank may charge the customers and sometimes it may not. It depends upon various factors and can change from account to account.

References Used:
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Legal Information

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