Opening a bank account is not a big deal. All you have to do is choose a good bank for you and get the account opened. And when it comes to closing the bank account people feel it will be a tough job. But in reality, it is as easy as opening an account. In this guide, I will tell you how you can close IberiaBank account.
The first thing to note is to make sure that there is no negative balance or dues pending in your account. If you have any then you will have to clear all of those before you approach IberiaBank with your closing request. This is important because the banks don’t let you close the account with pending dues.
The next thing to note is you should have an alternative account before you close your existing account. So if you have an account already with another bank. Then there is no need to open a new one. But in case if you don’t have then get a new account opened for yourself.
Once the bank takes your request and starts the closing process you can not use the account for making any transactions. At the same time, all your automatic payments and direct deposits will start failing. So make sure you cancel all of them and set up the same for your alternative bank account.
|Headquarters||Lafayette, Louisiana, United States|
|Number of Employees||3,000+|
Steps to Close IberiaBank Account
You can not close your bank account online you will have to follow the offline method in which you have to visit the nearest branch of the bank. If you hold an individual account with the bank then follow this guide. And in case if you hold a joint bank account then follow this linked guide.
How to Contact the Bank?
In some cases, if you are closing your account too early then the bank may charge you closing fees. It depends upon many factors like your bank account type, the time when you are closing, etc. So to know exactly if you have to pay anything contact the bank directly.