If you have a bank account with Ameristate Bank and want to close it. Then this guide is entirely written for you. In this guide, I will tell you the process that you have to follow to close Ameristate Bank account.
The process remains simple. But before you get started with the process you have to prepare your account to be closed. There are mainly two things to take care of in the course of preparation of the account.
The first thing is you have to check your account balance and make sure that there is no negative balance in the account. In case if you have any then you will have to clear those.
The second thing is you need to take care of your automatic payments and direct deposits. You have to move all of those to your alternative bank account.
If you don’t do this then all your payments will start failing once your account is closed by the bank. But if you set your payments and deposits with your other account. You can make sure everything is running smoothly.
Steps to Close Ameristate Bank Account
If you have an individual account then follow this guide. But in case if you want to close a joint account then follow this linked guide.
- Locate the nearest branch of Ameristate Bank near you.
- Take your passbook, cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name and account number.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
By following these simple 9 steps you will be able to close your account. But in case if you are closing the account within one year of opening it. Then the bank may ask you to pay the account closing charges.