How to Close Horizon Community Bank Account?

There are so many reasons to close a bank account. Everyone will have their own reason. Let us not get into the reasons. In this guide, I will tell you how you can close Horizon Community Bank account.

Usually, people think that closing an account is a difficult task. But in reality, it is not. Being a customer of the bank you can close your account anytime you want.

But there are certain terms and conditions of the bank that you should follow. To begin with, first, you have to make sure that there is no negative balance in your account.

If you have any then you will have to clear all the balance and then you can approach the bank. And secondly, you have to cancel all your automatic payments and direct deposits.

As soon as the bank closes your account all the payments will start failing. So to make sure your payments work you should set them up with your alternative bank account.

If you already have another bank account with you then that is fine. But in case if you don’t. Then I highly recommend you to open one before you close the existing one.

There are so many banks in the United States to choose from. If you need help in choosing your next bank. Then refer to this list of questions you should ask the bank before opening the account.

Steps to Close Horizon Community Bank Account

Steps to Close Horizon Community Bank Account

There is no online method to close your account. So you will have to follow the offline steps that are explained below. And in case if you hold a joint bank account, refer to this linked guide.

Steps to Close Horizon Community Bank Account:
  1. Locate the nearest branch of Horizon Community Bank near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials and tell them you want to close your account.
  5. The officials will ask for your name and bank account number.
  6. Provide them the details and show them your identity proof document.
  7. Make your bank account balance zero.
  8. Collect an account closure request form.
  9. Fill the form, check it, sign it, and submit it to the bank officials.

How to Contact the Bank?

You can contact the bank by calling customer service and also by using the official website.

Contact Details of Horizon Community Bank:

Conclusion

This is how you can close your bank account with the Horizon Community Bank. And keep in mind if you are closing the account too early then you may have to pay account closing charges.

References Used:
  • https://www.horizoncommunitybank.com/contact/
Want to Close any Other Bank's Account?
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