Being the customer of the bank you have all the rights to close your account. But you will have to follow the proper process to do it. In this guide, I will tell you how you can close GOLDWATER BANK account.
Before you approach the bank and request it to close your account. You will have to make sure that your account does not have any negative balance or pending dues in your account.
The bank will not allow you to close the account until you clear all the dues. The other thing is you will have to move your automatic payments and direct deposits to your alternative bank account.
If you don’t move all your payments then the payments will start failing once your account is closed by the bank. So you will have to make sure that you move all your payments before closing your existing bank account.
Steps to Close GOLDWATER BANK Account
If you want to close your individual account then you can follow the steps explained below. And in case if you want to close a joint account then follow this linked guide.
- Locate the nearest branch of GOLDWATER BANK near you.
- Take your debit cards, cheques, passbook, and identity proof document with you.
- Visit the branch and speak with the bank officials.
- Tell the officials that you want to close your account.
- The officials will ask for your name, account number, and the reason for the closure.
- Provide the details and show them your identity proof document.
- Make your account balance zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
By following the above-mentioned steps you will be able to close your bank account. You should also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges. If you want more details then you can contact the bank directly.