It is very easy to close a bank account. The thing is you just need to know the exact steps to be followed. In this guide, I will tell you how you can close Golden Bank account.
Here I am talking about Golden Bank, N.A. Before you approach the bank and ask it to close your account. There are few things you should take care of.
The first one is you will have to make sure that there is no negative balance in the account. If you have any kind of negative balance or pending dues. The bank will not allow you to close the account.
The next thing is you will have to move all your automatic payments and direct deposits to your alternative bank account.
You have to make this move before your Golden Bank N.A account is closed. If you don’t do it then all your payments will start failing.
If you already have an alternative account then that is fine. But in case if you don’t. Then I highly recommend you open a new account before you close the existing account.
I do not recommend you try closing the account online. And that is the reason why I have explained an offline method below.
Steps to Close Golden Bank Account
If you hold an individual account with the bank then you can follow this guide. But in case if you have a joint bank account. Then follow this linked guide.
- Locate the nearest branch of Golden Bank N.A near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank official and tell them that you want to close your account.
- The officials will ask for your name, account number, and the reason for the closure.
- Provide the required information to the officials and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
How to Contact the Bank?
You can contact the bank by calling the customer care service and by using the official website of the bank.
- Official Website: www.goldenbank-na.com
- Phone Number: 1-888-320-3838
Conclusion
This is how you can get your account closed. But keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay account closing charges.