If you think you no more need a particular bank account or you are not using it more often. The best thing you can do is close it down. Even if you are planning to switch to another bank it is better that once you have switched you should close the old account. In this guide of mine, I will tell you the process that you need to follow to close FSNB Bank account.
The process is very simple but you can not close the account online. You will have to follow the offline method only. But before you approach the bank there are a few things you should take care of. The first thing is there should be no negative balance in your account. If you have any then the bank will not allow you to close the account. This is the reason why you should first clear the dues and then approach the bank.
Once the bank takes your request and closes the account. All the automatic payments and the direct deposits will start failing. So you should cancel all those from your FSNB Bank account. And set them up with your alternative bank account or your new bank account. If you already have an account with you other than your FSNB Bank account. Then that is fine.
But if you don’t have one then I recommend you open a new account. And once your new account is fully operational you can close the old account. There are so many banks in the United States to choose from. Sometimes it is hard to select the right bank. And that is the reason why I have listed a few questions you should ask the bank before opening the account. Ask these questions to the bank and you will be able to make your decision easier.
Steps to Close FSNB Bank Account
If you hold an individual account with the bank then you can follow the steps mentioned below. But in case if you hold a joint bank account. Then refer to this linked guide.
How to Contact the Bank?
You can easily close the account by following the above-mentioned steps. But you should also know that the bank may ask you to pay the account closing charges if you are closing the account too early after opening it.