If you have decided to close your bank account, then you can do that. In this guide, I will tell you the steps that you need to follow to close FirstCapital Bank of Texas Account.
The steps are very simple. But there are a few things you should take care of before you close your account with the bank. I will tell you about these one-by-one. And then we will discuss the steps.
The first thing is the balance that you have in your account. There should be no negative balance in the account. If you have any then the bank will not allow you to close the account until you clear the balances.
This step is very important to make sure that all your payments are running. And you should also know that it is completely our responsibility to take care of the payments before closing the account. And not that of the bank.
If you already have an alternative account with you. Then that is fine. But in case if you don’t have. Then I recommend you get one opened before closing the existing account.
If you need help in choosing your next bank in the United State of America. Then you can refer to this list of questions you should ask the bank before opening the account.
Steps to Close FirstCapital Bank of Texas Account
How to Contact the Bank?
Once you submit your request your account will be closed within 2 working days. So keep your patience and co-operate with the bank. And if you are closing the account too early. Then the bank may ask you to pay the account closing charges.