If we sit counting the reasons to close a bank account. Then there are simply too many. Everyone has their own reason to quote. In this guide, I will tell you how you can close First US Bank account.
Before you approach the bank and request it to close the account. There are two things related to your account that you need to take care of.
The first thing is you have to make sure that there is no negative balance in your account. If you have anything pending then you will have to clear those.
This is very important because if you don’t do it. Then all your payments will start failing once your First US Bank account is closed.
The bank will not do it for you. You yourself will have to take proper actions to keep the payments up and running. So please take special care of these things to avoid potential troubles with the payments.
Steps to Close First US Bank Account
If you hold an individual account with the bank then you can follow the steps that are mentioned below. But in case if you hold a joint account. Then I recommend you to read this linked guide about closing a joint account.
How to Contact the Bank?
If your bank account has no complications you can the process will be very smooth. Even if there are any complications don’t worry you will be able to get those cleared during your visit to the bank. But you also have to keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.