How to Close First Republic Bank Account?

If you have multiple bank accounts and you don’t want to use one or more of them. Then the best thing you can do is close them. And keep only the accounts which you need. In this guide, I will tell you how you can close First Republic bank account.

You have all the rights to close your account. But there is a proper way to do it and also there will be some terms and conditions of the bank. I don’t recommend my readers close the account online. That is because of the low success rate. Instead of that, I recommend following the offline method.

Before you approach the bank and request it to your account. There are a few things that you need to take care of. So let us learn about those two things. And then we will learn the step-by-step process that you need to get your account closed with the bank.

The first thing is you need to make sure that there is no negative balance in the account. Because if you have any pending dues or negative balance. The bank will not allow you to close the account until you pay and clear all the dues in the account.

The next thing is you need to take care of the payments you are making (automatic payments) and receiving (direct deposits) in your account. You will have to cancel those. Because the payments will start failing once the account is closed. So to keep the payments running you can move them to your alternative bank account.

Steps to Close First Republic Bank Account

Close First Republic Bank Account

If you hold an individual account with the bank then you can follow the steps mentioned below. But in case if you hold a joint account. Then you will have to follow this linked guide.

Steps to Close First Republic Bank Account:
  1. Locate the nearest branch of First Republic Bank near you.
  2. Take your passbook, unused cheques, debit card, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials and tell them that you want to close your account.
  5. The officials will ask for your name, account number, and the reason for the closure.
  6. Provide them the details and show them your identity proof document.
  7. Bring down your account balance to zero.
  8. Collect an account closure request form.
  9. Fill the form, sign it, and submit it to the bank officials.

How to Contact the Bank?

If you need more information, then you can contact the bank. You can call the customer service, use the official website of the bank. And also message the support team on the official social media profiles of the bank.

Contact Details of First Republic Bank:

Conclusion

This is how you can close your account. You should also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.

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