Opening a bank account feels quite normal to use. But closing the same does not. That is the reason why normal people like me and you feel that closing an account is a hard task. But in reality, it is not. In this guide, I will tell you how you can close First National Bank Alaska account.
I don’t recommend you try closing the account online. Instead of that, you can follow the offline method that is explained below. I have explained the offline method because the success rate of this method is more than that of the online method.
Before you approach the bank and ask it to close your account. You will have to take care of a few things about your account. The first one is you have to make sure that there is no negative balance or pending dues in your account. If you have any then you will have to clear those.
The second thing is you will have to move all your automatic payments and direct deposits to your alternative bank account. This is very important and if you don’t do it then all your payments will start failing once your account is closed by the bank.
Steps to Close First National Bank Alaska Account
If you have a joint account with the bank then you can follow this linked guide. But if you hold an individual account then you can follow the steps that are explained below.
- Locate the nearest branch of First National Bank Alaska near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name, account number, and the reason for the closure.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, check it, sign it, and submit it to the bank officials.
Conclusion
Follow this offline method and you will be able to get your account closed. At the same time, you will also have to keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.