If you have decided to close your account then you have all the rights to do it. And the bank can not stop you from going. But there are a few terms and conditions which you have to follow. In this guide, I will tell you how you can close CrossFirst Bank Account.
As per the information I got on the internet, I did not find any online method to close the account. And that is the reason why I have explained the offline method in this guide. This method not only works with CrossFirst Bank but all other banks too.
But before you start check your account balance and make sure there are no pending dues and negative balances. Because if you have any then the bank will not allow you to close the account. Once you have cleared the dues (if any) you can start with the process.
And one important thing is once your account is closed by the bank. All your payments will start failing. So you have to cancel all your automatic payments and direct deposits. And set them up with your alternative bank account. This will help you ensure that none of your payments are failing.
Move your payments to your alternative account before you close your CrossFirst account. If you don’t have an alternative account with you. Then I highly recommend you to get one opened before closing the existing one. Choose a good bank for you and get the account opened.
Steps to Close CrossFirst Bank Account
If you hold an individual account with the bank. Then you can follow the steps mentioned below. But in case if you hold a joint bank account. Then follow this linked guide.
- Locate the nearest branch of CorssFirst Bank near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials handling the helpdesk.
- Tell them that you want to close your account.
- The officials will ask for your name, account number, and the reason for the closure.
- Provide them the details and show your identity proof document.
- Bring down your account balance to zero.
- Collect, fill, sign, and submit the account closure request form to the bank officials.
How to Contact the Bank?
You can contact the bank by calling customer service and using the official website of the bank.
- Official Website: www.crossfirstbank.com
- Phone Number: 844.261.2548
ConclusionÂ
This is how simple it is to close your bank account. Also, keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.