Bank accounts are essential things that we need to have. And these days we people have more than one bank account with us. But sometimes we have to close the account we are not going to use anymore. In this guide, I will tell you how you can close ConnectOne Bank account.
The process is very simple, but I do not recommend you try closing the account online. That is because if your account has any type of complications. The bank will reject your request. Instead of the online method, I recommend you to follow the offline method that is explained below.
This method not only works for the customers of ConnectOne Bank. But also works for almost all the banks in the United States of America. And before you can approach the bank and request it to close your account. There are two things that need to be taken care of by you.
The first thing is there should be no negative balance in your account. If you have any then you will have to clear all of those. Because the bank will not allow you to close the account which has pending dues in it. So check your bank account balance to ensure you don’t have any dues.
The other thing is you have to take care of all the automatic payments and direct deposits that are active in your account. If you don’t do this then all your payments will start failing once the account is closed. So you can set up all your payments with your alternative bank account.
Steps to Close ConnectOne Bank Account
If you have an individual account with the bank. Then you can follow the steps that are explained below. And in case if you hold a joint account then the steps are a little different. So you can refer to the guide linked here.
- Locate the nearest branch of ConnectOne Bank near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask you for your name, account number, and reason for the closure.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
How to Contact the Bank?
If you need more help or information, then I recommend you to contact the bank directly. You can do it by calling customer service, using the official website. And also by messaging the support team on the official social media profiles of the bank.
- Official Website: www.connectonebank.com
- Phone Number: 1-844-266-2548
- Facebook: www.facebook.com/ConnectOneBank
Conclusion
This is how simple it is to get an account closed that you don’t want to use anymore. People from the bank will never contact you asking for any kind of sensitive information about your account. So make sure you don’t share anything with anyone. Also, keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.