If you want to switch to another bank you are free to do it. But you should consider closing the bank account that you are no more going to use. In this guide, I will tell you how you can close Commerce Bank of Arizona account.
The process that you have to follow is very simple. But there are two things that you need to take care of before you approach your bank.
The first thing is you have to make sure that there is no negative balance or pending dues in your account. If you have any then you will have to clear those first.
Second, you have to move all your automatic payments and direct deposits to your alternative bank account. This is important to make sure that your payments are running without any issues.
Steps to Close Commerce Bank of Arizona Account
If you hold an individual account with the bank then you can follow the steps mentioned below. But in case if you want to close your joint account then refer to this linked guide.
- Locate the nearest branch of Commerce Bank of Arizona near you.
- Take your passbook, unused cheques, debit cards, and identity proof document.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name, account number, and the reason for the closure.
- Given them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, check all the details you have filled, sign it, and submit it to the bank officials.
Conclusion
One more thing you have to keep in mind is. If you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges. I recommend you directly contact the bank for more information.