There is so much going on with money but the safest place where you can keep your money is in a bank account. And that is the reason why I can say a bank account is one of the most important things. But at the same time, we also need to ensure that we don’t have multiple unused accounts. If you have made up your mind to close your account. Then I have explained how you can close Comerica Bank account.
The process is very simple. But only the account holder is allowed to submit the request to the bank to close the account. So you have to make sure that you are not sending anyone from your friends or family to close the account. But if you really can’t go to the bank then you can contact your branch and get some arrangements done. The bank may allow you but this depends upon the officials working at the branch and the protocols they follow.
The first thing you have to make sure of is there should be no negative balance in your account. In case you have any then you will first have to clear it. And then start the process of closing down the account. This remains the same in the case of most of the banks that are operating globally. If you don’t know the reason for the negative balance or want to know more about it. Then you can contact the customer care of the bank.
The next thing is to make sure you have an alternative bank account. Here what I mean is an account with another bank to use when your present account with Comerica Bank is closed. If you already have an account with another bank then there is no need to open a new one. But if you don’t have one then choose a good bank for you. If you need help in choosing your next bank. Then refer to my list of questions you should ask your new bank.
About Comerica
| Type | Public |
| Founded | 1849 |
| Headquarters | Texas, United States |
| Number of Locations | 550+ |
| Number of Employees (2019) | 8,000+ |
| Official Website | www.comerica.com |
Steps to Close Comerica Bank Account
There is no online method to close your account. You will have to follow the offline method that has been mentioned below. Basically, you have to submit a written request to the bank. This guide is for those who have individual accounts with the bank. In case of a joint account refer to this linked guide.
- Locate the nearest branch of Comercia Bank near you.
- Collect your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank.
- Go to the help desk and speak with the bank officials.
- Tell the officials that you want to close down your account.
- The officials will ask you to provide your name, account number, and the reason why you are closing your account.
- Provide the asked information and collect an account closure request form.
- Fill the account closure request form with all the required details and sign it.
- Bring down your balance to zero and submit the duly filled and signed form to the officials.
How to Contact the Bank?
You can contact the bank by calling them or by messaging the bank on their official social media profile. All the contact information mentioned below is sourced from the official website of the bank.
- Official Website: www.comerica.com
- Phone Number: 800-266-3742
- Facebook: www.facebook.com/comerica
- Twitter: twitter.com/comericabank
Conclusion
I hope you have now learned everything you need to know about closing down your account with Comerica. Also, keep in mind that the bank may charge you for the closure sometimes. So get in touch with the bank and then start the process of closing down your account.
- https://en.wikipedia.org/wiki/Comerica
- https://www.comerica.com/about-us.html
- https://www.comerica.com/site-tools/resources/contact-us.html