Customers are really important for any business and the same stays true in the banking industry as well. But the customers have a number of choices when it comes to choosing the bank for them. There are so many banks in the United States of America. But it is recommended that you close the account that you are not using anymore. So in his guide of mine, I will tell you how you can close City National Bank account.
The process is very simple but you can not close it online you will have to follow the offline method only. And in the offline method, the account holder himself or herself has to visit the branch of the bank. The first and the foremost thing you should keep in mind is. The bank will not allow you to close the account if you have any negative balance or dues pending in the account.
So the check your bank account balance and if you have any dues pending. Then you will have to clear all the dues before you approach the bank to close your account. Once your account is closed all your automatic payments and the direct deposits will start failing. So you should cancel all of those from your City National Bank account. Or you can set up the same to work with your alternative bank account.
Steps to Close City National Bank Account
If you hold an individual account with the bank then you can follow the steps mentioned below. But if you hold a joint bank account then these steps are not for you. To close a joint bank account you will have to follow this linked guide.
- Locate the nearest branch of City National Bank near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials handling the helpdesk, tell them that you want to close your bank account.
- The officials will ask for your name, account number, and the reason for the closure.
- Provide the requested information to the officials and show your identity proof document.
- Check your bank account balance and bring it down to zero.
- Collect an account closure request form from the bank officials.
- Fill the form, sign it and submit it to the bank officials.
How to Contact the Bank?
If you want more information then you can contact the bank directly. You can use the official website of the bank, call customer care support. And also message the support team on the official social media profiles of the bank.
- Official Website: www.cnb.com
- Phone Number: (800) 773-7100
- Facebook: www.facebook.com/CityNationalBank/
Conclusion
This is how simple it is to get your bank account closed. Do keep in mind that if you are closing your account too early. Then the bank will ask you to pay the account closing charges. However, these charges depend upon various other factors too. So I recommend you to contact the bank and ask the officials if you have to pay anything or not.
- https://www.cnb.com/contact-us.html