If you want to open an account with any of the banks that are operating in the United States. Then you are free to do it. In the same way, if you want to close or terminate any account you have with any of the banks. You are free to do that too. But you have to keep some of the terms and conditions of the bank in the mind. In this guide, I will tell you how you can close Close Charles Schwab Bank account.
Steps to Close Charles Schwab Bank Account
There is no online method to close the account but you have an option to close it by calling customer support. Call customer support on 866-855-9102, tell the support executive that you want to close your account. The executive will ask you a few bank account verification questions, answer those, and follow the instructions. But I recommend you to follow the offline method which is explained below.
- Locate the nearest branch of Charles Schwab Bank near you.
- Make arrangements for your alternative bank account.
- Cancel all your automatic payments and direct deposits.
- Collect your passbook, unused cheques, debit cards, and any identity proof document with you.
- Visit the branch of the bank and go to the helpdesk of the branch.
- Speak with the bank officials and tell the officials that you want to close your account.
- Provide your name, account number, and the reason for the closure.
- Check your bank account balance and make it zero.
- Collect, fill, sign, and submit the account closure request form to the bank officials.
How to Contact the Bank?
If you want to contact the bank, then you can call the customer service of the bank, using the official website. And also by messaging the bank’s support team on their social media profile of the bank.
- Official Website: www.schwab.com
- Phone Number: 888-403-9000
- Facebook: www.facebook.com/CharlesSchwab
- Twitter: twitter.com/charlesschwab
Conclusion
If you have any dues pending or negative balance in your account. Then you will have to clear those before approaching the bank. And if you are closing your account too early after opening the account. Then the bank may charge you account closing charges. The charges depend upon the type of account you have with the bank. So I recommend you to contact the bank directly. And ask the officials if you have to pay anything like the account closing fees.
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