How to Close Centennial Bank Account?

If you have decided to close down the account you have with Centennial Bank. Then there are a few things that you should know. In this guide of mine, I will tell you how you can close Centennial Bank account. The entire step-by-step process is explained here.

Before you begin the process of closing down your existing account, you have to make sure you have an alternative bank account. Here what I mean by alternative account is an account with another bank that is operating in the United States of America.

Why I am telling you this is once the bank starts the process of closing down the account. You can not use your account to make any kind of transaction. Even if it is an emergency you can not use the account. So to avoid such circumstances you should make arrangements for your alternative account.

Then comes the balance that you have in your bank account. There should be no negative balance or dues pending in your account. If in case you have any kind of dues pending. Then you will first have to clear all of those. And then start the closing process.

Please keep in mind that the banks do not allow the customers to close the account until the dues are cleared. This is not only the case with Centennial Bank. But almost all the banks that are operating in the different parts of the world. This is a major part of the closing protocol followed by the banks.

Steps to Close Centennial Bank Account

Steps to Close Centennial Bank Account

There is no online method that you can follow. So that is why I have explained an offline method below. This method works if you have an individual account with the bank. And in case of a joint bank account, you can refer to this linked guide here.

Steps to Close Centennial Bank Account:
  1. Locate the nearest branch of Centennial Bank near you.
  2. Take your passbook, identity proof document, unused cheques, and debit cards with you.
  3. Visit the branch of the bank.
  4. Go to the helpdesk and speak with the bank officials.
  5. Tell the officials that you want to close your account.
  6. The officials will ask your name, account number, and the reason for the closure.
  7. Provide these details to the officials.
  8. Bring down your bank account balance to zero.
  9. Collect, fill, and submit the account closure request form to the officials.

How to Contact the Bank?

If you want to know anything more or want to contact the bank for any reason. Then you can do that using the official website of the bank, by calling customer care, and also by messaging on the official social media profiles.

Contact Details of Centennial Bank:

Conclusion

If you don’t get the account closure request form at your branch. Then you can take a piece of paper and write a request to the bank by yourself. Even that kind of request letter is accepted by the banks. But only the account holder is allowed to submit this request to the bank. And not someone who is related to the account holder.

References Used:
  • https://www.my100bank.com/faqs/general-banking/
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