If you have an account with the Berkshire Bank and now for some reason if you have decided to close it down. Then you can do it. In this guide of mine, I will tell you how you can close Berkshire Bank account by visiting the nearest location of the bank.
The process of closing the account is easy. But there are a few things you should take care of. The first thing is there should be no negative balance in your account. If you have any pending dues or negative balance. Then the bank will not allow you to close the account until you clear everything.
The second thing is once the account is closed all your automatic payments and direct deposits will start failing. So to make sure everything is working fine you will have to cancel all the payments from your Berkshire Bank account. And set them up with your alternative bank account.
If you already have an account with another bank then that is fine. But in case if you don’t have. Then I highly recommend you open a new account. And once your new account with another bank is fully operational. You can close your existing account.
There are hundreds of banks in the United States from which you can choose your next bank. If you need help in selecting a good bank for you. Then read this list of questions. These are the questions you should ask the bank before opening the account.
Steps to Close Berkshire Bank Account
There is no online method to close your bank account. And I recommend you to follow the steps of the offline method explained below. If you hold an individual account then you can follow this guide. But in the case of a joint bank account refer to this linked guide.
How to Contact the Bank?
Follow these steps and you will be able to close your Berkshire Bank account. But keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.