How to Close Bank OZK Account?

There are so many banks that are operating in the United States of America. The customers of the banking industry have a great number of choices. All you need to do is choose a good bank for you and get the account opened. But what if you have wanted to close your account? You can do that by following some simple steps. You can refer to this guide to understand the steps to close Bank OZK account.

The steps are very simple. And there are only a few things of which you can take care of. The first thing is there should be no negative balance in your account. If you have any kind of dues pending then your account is not eligible to be closed. The first thing you have to do is clear all the dues pending. And then you can approach Bank OZK to close the account you have with them.

The next thing is once the bank starts the closing process. You can not use your bank account to make any kind of transaction. So before you close down the existing one you should make arrangements for an alternative account. If you already have an account with another bank. Then that’s great, but if you don’t have then choose any bank for you that feel is the right one for you. And get the new account for you.

About Bank OZK

Logo of Bank OZK

TypePublic
Founded1903
HeadquartersLittle Rock, Arkansas, Arkansas, U.S.
Number of Employees (2018)2,500+
Official Websitewww.ozk.com

Steps to Close Bank OZK Account

Steps to Close Bank OZK Account

This guide is written by keeping the individual account holders in mind. In case you hold a joint bank account then refer to this linked guide. Before we start with the steps let me tell you that there is no online method. You will have to follow the offline method to get the account closed.

Steps to Close Bank OZK Account:
  1. Locate the nearest branch of Bank OZK near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the nearest branch.
  4. Go to the helpdesk or customer support counter and speak with the bank officials.
  5. Tell the officials that you want to close your account.
  6. The officials will ask you to provide your name, account number, and also the reason why you are closing.
  7. Provide the details requested.
  8. Check your account balance and make it zero.
  9. Collect, fill, sign, and submit the account closure request form to the bank officials.

How to Contact the Bank?

You can contact the bank by calling customer care and also by messaging on its official social media profiles. The contact information that is provided below is taken from the official website of the bank.

Contact Details of Bank OZK:

Conclusion

In some cases, the bank might also change the account closure charges. And these charges vary depending upon the type of account, the time you are closing, etc. So the best thing you can do to know about the charges is to get in touch with the bank directly. And also make sure that you don’t share any of your sensitive bank account information with anyone.

References Used:
  • https://en.wikipedia.org/wiki/Bank_OZK
  • https://www.ozk.com/about/
  • https://www.ozk.com/contact-us/

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Legal Information

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