You can open a new account with any bank and close your existing account. There is no one to stop you from doing it, not even the bank. In this guide, I will tell you how you can close Bank of Hope account.
The bank can not stop you but there are a few things you should keep in mind. These are nothing but the basic terms and conditions of the bank and not any complicated things.
The first thing is there should be no pending dues or negative balance in your account. If you have any then you need to clear all the dues before approaching the bank.
The next thing is once your account is closed by the bank. All the automatic payments and direct deposits will start failing. The reason is the account is no more active.
So to make sure all the payments are running smoothly you have to cancel all those. And set up the payments from your alternative bank account.
In case you don’t have an alternative account with you. Then I highly recommend you to open a new one. There are so many banks in the United States of America.
Choose a good bank for you and get your new account opened. If you need help in choosing your next bank. Then you can refer to this article.
Steps to Close Bank of Hope Account
There is no way to close your account online. So you will have to follow the offline method. If you hold an individual account then follow this guide. And in case if you have a joint account then refer to this linked guide.
- Locate the nearest branch of Bank of Hope near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank.
- Go to the helpdesk and speak with the bank officials.
- Tell the officials that you want to close your bank account.
- The officials will ask for your name, bank account number, and the reason for the closure.
- Provide the details and show them your identity proof document.
- Make your bank account balance zero.
- Collect, fill, sign, and submit the account closure request form.
How to Contact the Bank?
You can contact the bank by calling customer service, using the official website. And by messaging on the official social media profile of the bank.
- Official Website: www.bankofhope.com
- Phone Number: 1-888-811-6272
- Facebook: www.facebook.com/BankofHope.Official/
Just approach the bank and follow the above-mentioned steps to get your account closed. But keep in mind that if you are closing the account too early after opening it. Then you may have to pay the account closing charges.