For some reason, if you have decided to close your bank account. Then this guide will help you out. In this guide, I have explained the process to close Bank of Bird-in-Hand account.
Before you approach your bank and ask it to close your account. You will have to prepare your account to be closed. There are two things that you need to take care of.
The first thing is you will have to check your account balance. You will have to make sure that there are no negative balances or pending dues in your account.
The second thing is you will have to take care of your automatic payments and direct deposits. Once your account is closed all your payments and deposits will start failing.
So to avoid this you should move all your payments and deposits to your alternative bank account. You have to do this before you approach your bank to close your account.
Steps to Close Bank of Bird-in-Hand Account
If you have an individual account then you can follow this guide. But in case you hold a joint bank account then you can follow this linked guide.
- Locate the nearest branch of Bank of Bird-in-Hand near you.
- Take your passbook, cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the officials and tell them that you want to close your account.
- The officials will ask for your name and account number.
- Provide the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill out the form, sign it, and submit it to the officials.
Conclusion
If you are closing your account within one year of opening it. Then the bank may ask you to pay the account closing charges. So I recommend you to contact the bank for more details.