Bank accounts are really very important for the security of the money we have. At the same time with the bank account and the debit cards we can make payments online as well as offline. This can be done without using physical cash. But sometimes we decide to close the account because of so many reasons. In this guide, I have shared the steps you need to follow to close Bank Melli Iran account.
The process is very simple, but here you should note that there is no online method to close the account. So you will have to follow the offline one. The first thing you have to make sure is you have an alternative bank account. If you don’t have one then choose a good bank for you and open a new account with them. You can refer to my list of 9 questions you should ask your new bank before opening the account.
Then comes the important thing and that is you should cancel all your automatic payments. All the payments you have set up in your Bank Melli account should be canceled. You can set up the same using your new or alternative bank account. This has to be done because once the account is closed all your payments will start failing. So to avoid this you should cancel all of them.
About Bank Melli Iran
| Type | Sate-owned Enterprises |
| Founded | 14 May 1927 |
| Headquarters | Ferdowsi Street, Tehran, Iran |
| Area Served | Worldwide |
| Number of Employees | 39,000+ |
| Official Website | bmi.ir |
Steps to Close Bank Melli Iran Account
Before you start the process you have to make sure that there is no negative balance in your account. In case there is any dues pending or negative balance. Then the bank will not allow you to close the account. So first you have to clear the dues by depositing the right amount of money to bring the balance to zero. Once your balance is zero you can start with steps of the offline method which is explained below.
- Locate the nearest branch of Bank Melli Iran near you.
- Take your unused cheques, debit cards, and your identity proof document with you.
- Visit the branch of the bank.
- Go to the customer help desk of the branch.
- Tell the bank officials that you wish to close your account.
- Provide your name, bank account number, and your identity proof document to the officials.
- Collect an account closure request form from the officials.
- Fill the form with all the asked details about your account.
- Make your signature on the form and submit it to the bank officials.
How to Contact the Bank?
You can contact the bank by calling them and also using the official website. The contact details of the bank in Iran and the United Arab Emirates are given below. I did not find any official social media profiles of the bank, so they are not mentioned here.
- Official Website: www.bmi.ae
- Phone Number: (+971)42015100 (Main Branch)
- Fax: (+971)42295454 (Main Branch)
- Official Website: bmi.ir
- Phone Number: +9821 64140
Conclusion
Before you close you also have to make sure to update the details of your new bank account at all the places from where you get direct deposits. It can be in the records of your employee to receive your salary without any issues. In case you are willing to close down a joint bank account then refer to this guide.
- https://en.wikipedia.org/wiki/Bank_Melli_Iran
- https://www.bmi.ae/bmi/en/contact
- https://bmi.ir/En/BMIServicesShow.aspx?SId=270