Closing down the bank account is not a tough task. But people feel it is. And that is because they feel the bank would put up too many terms and conditions in front of them. This is not the case at all there are only a few things you should take care of. So in this guide, I will tell you how you can close Austin Capital Bank account.
The process is very simple but before I tell you the steps. You should make sure that there is no dues pending or negative balance in your account. If you have any then take proper steps to clear all of those. Because the bank will not allow you to close down the account without clearing the dues.
And before you close your Austin Capital Account, make sure you have an alternative account with you. If not then choose a good bank for you and get your new account opened. There are so many banks that are operating in the United States of America.
I can understand that it is not very easy to choose the right bank for you. It is actually harder than getting your unused bank accounts closed. So if you are in confusion and need assistance with this case. Then read my article in which I have listed 9 questions you should ask your new bank before opening the account with them.
Steps to Close Austin Capital Bank Account
Before I started writing this guide I looked for help articles online. But I did not find any and also I did not find any online method to close the account. So there is an offline method for the individual account holders explained below. If you hold a joint bank account then read this linked guide.
- Locate the nearest branch of Austin Capital Bank near you.
- Visit the branch of the bank with your identity proof document, unused cheques, debit cards, and passbook. (if you have)
- Check your bank account balance and bring it down to zero.
- Go to the help desk of the branch of the bank.
- Speak with the bank officials and tell them that you want to close your account.
- Provide your name and account number to the officials.
- Collect an account closure request form.
- Fill the form with all the required details and sign it.
- Submit the form to the officials and surrender your debit cards, passbook, and unused cheques. (if demanded by officials)
How to Contact the Bank?
You can contact the bank by calling customer care and using the official website.
- Official Website: www.austincapitalbank.com
- Phone Number: 512-693-3600
Conclusion
This is quite simple, isn’t it? Yes, I feel so. Keep in mind that the bank may or may not charge you for the closure. The account closure charges depend on the type of your account, the time period of closure, etc. So the best thing you can do is contact the bank itself.
- https://www.austincapitalbank.com/contact-us/